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A regular client asks a notary to notarize a deed her husband already signed at home, explaining he is traveling for work. Why must the notary refuse?
A
The notary may proceed if the wife signs an affidavit confirming her husband's signature
B
The notary may proceed if the husband confirms his signature by telephone
C
The notary may proceed because a deed only requires an acknowledgment, not an oath
D
The signer must personally appear before the notary at the time of the act, and this requirement cannot be waived for any reason